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South Florida Real Estate Insights

Market updates, practical guides, and answers to the questions I hear most — from a South Florida broker with 20+ years on the ground.

Market Update

Is Now a Good Time to Buy a Home in South Florida? (2026 Market Update)

Mortgage rates are sliding toward 6%, inventory is finally rising, and South Florida remains the number-one ultra-luxury market in the U.S. Here's what that means for buyers in April 2026.

Adi Gal··8 min read
Insurance

Is Florida's Property Insurance Crisis Actually Getting Better in 2026?

Governor DeSantis announced double-digit rate cuts for 2026, but average premiums still top $7,500/year. Here's what that means for buyers and owners in Hollywood, Aventura, and the rest of South Florida.

Adi Gal··9 min read
Condo Buying

What Do Miami's Milestone Inspections and 40-Year Recertification Mean When You Buy a Condo?

SB 4-D and Miami-Dade's 30/40-year recertification rules transformed how condos get inspected, funded, and sold. Here's a practical guide for buyers in 2026.

Adi Gal··10 min read
Foreign Buyers

Can Foreign Buyers Get a Mortgage to Buy Property in Florida? (2026 Guide)

ITIN mortgages, 30-40% down payment requirements, and why Israeli, European, and Latin American buyers are still flocking to South Florida — even at today's rates.

Adi Gal··9 min read
Investing

Can I Airbnb My Miami Condo in 2026? What the Short-Term Rental Rules Actually Say

Miami-Dade's STR rules are stricter than ever — $20,000 fines per violation, 13% combined tax burden, and building-specific bylaws. Here's what investors need to know before buying.

Adi Gal··8 min read
Flood & Insurance

You May Now Be in a Flood Zone: What the New FEMA Maps Mean for Miami and Broward Buyers

FEMA's July 2024 flood maps added 45,000+ Miami-Dade structures to high-risk zones — and 7,300 in Hollywood alone. Here's how to check if your future home is affected and what it actually costs.

Adi Gal··7 min read